REAL ESTATE LENDING

TYPES OF LOANS

Short Term, Bridge, Mezzanine, Permanent
Specializing in Non-Recourse Financing

1 - 3 years, 5, 7, 10 year terms

Interest Only, P & I with 25 to 30 year amortization

Construction and Perms with up to 30 year terms

Equity and Mezzanine Debt

All types including apartment, office, retail, industrial,

warehouse, hotels, mixed use, medical facilities,

mobile home parks, marinas and others

Loan Size:

$2m to $100m

Location:

Nationwide

Rates:

Competitive market rates

Loan-to-Value:

Up to 80% on apartments and generally 65%-75% on others

Debt Service:

Start at 1.10% for value-added properties

and 1.25% and above for others

Pension Investment Funds

Series I, II, III & IV
Private Investment Funds & Conduits

LOAN SUBMISSION CHECKLIST

IN ORDER TO RESPOND WITH AN TERM SHEET (LOI)

THE FOLLOWING INFORMATION SHOULD BE PROVIDED:

1. Executive Summary of loan request and use of funds

2. Description of Property and Location (photographs of property)

3. Previous Year’s Operating Statements (income & expenses)

4. Current Year's Budget with Year-to-Date Actuals

5. Current Rent Roll

6. Financials of Owner

7. Balance on Existing Debt

8. Appraisal or other Technical Reports

(If available - even if they are old)

UNION CAPITAL MORTGAGE CORP