Specializing in Complex Transactions, Creative Solutions and Non-Recourse Loans


Founded 1983

Over 37 Years of Excellence

UNION CAPITAL MORTGAGE CORP is a full service commercial real estate lender. With a dedicated source of pension and investment fund money, its mission is to generate good quality loans. Its programs are priced competitively with the market and are adjusted to reflect the loan-to-value, the debt service ratio, the property condition and the merits of the neighborhood. Short term, bridge, permanent and mezzanine loans are available.

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Short Term, Bridge, Mezzanine, Permanent Specializing in Non-Recourse Financing

All types including apartment, office, retail, industrial, warehouse, hotels, mixed use, medical facilities,mobile home parks, marinas and others

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In addition to our lending activities, Union also provides other services.
Specialty Finance for Resorts & Marinas

Our principals have many years of experience with resort development and waterfront redevelopment in which resorts, hotels and marinas played a key role. It is with this deep knowledge that we can provide excellent financing solutions. We can provide fundings for acquisitions, renovations and for debt restructuring.

CMBS Underwriting Services

A natural extension of the expertise and experienced gained from decades of lending has provided a solid foundation for providing Investment funds, Wall Street conduits and “B” Piece investors with contract review and underwriting services for commercial mortgages.


Union has in depth experience with the acquisition and renovation and/or restoration of older, under-utilized or abandoned properties and is always looking for new opportunities. We currently have over 300,000 square feet under contract and may soon be adding another 80,000 square feet. If you have an interesting opportunity, please contact us.

Risk Management

With years of development and financing hands-on experience, our principals know and understand how to analyze the risk involved in the acquisition or disposition of assets. Risk management and portfolio management are key to protecting net worth. As financial advisors we will work with you to avoid pitfalls and downside risk.

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We do require contact with the borrower during loan processing